It’s a fact:  there are currently 609.8 MILLION credit cards held by U.S. consumers.*  Businesses like yours simply must accept credit cards because your customers expect – indeed, demand –that flexibility.

But if you’re just starting on that path, you’ll find that potholes abound.  How do you see your way around the bend to benefit from fast, secure credit card processing…and make the right choice for your growing business?

For one thing, you go with a leader.  Pathfinder credit and debit card solutions expedite credit and debit card processing by combining a required merchant account with our payment gateway so that your cardholders’ banks can automatically transfer funds directly to your account.

  • Direct connections to all major credit card associations including Visa®, MasterCard®, Discover® and American Express®…plus ACH/eChecks.
  • Fast transaction speeds that enable you to process payments in seconds.
  • Flexibility on how you accept payments:
    • Secure, browser-based wireless web terminals
    • Dedicated countertop terminals
    • Mobile SmartPhones and other devices
  • Unmatched 24/7 customer support with live, locally based technical expertise.
  • A wide range of highly desirable credit and debit card processing optional features including the ability to view and manage your Pathfinder online, Pathfinder Payments Designed For Use With QuickBooks®®, online Checkout, and more.

Credit and Debit Card Processing: YOUR BENEFITS

  • Boost sales – merchants who start accepting credit cards tend to increase sales by over 50%.
  • Improve cash flow by accessing credit card funds as soon as the next business day.
  • Enjoy rapid authorization response times of just seconds to speed up point-of-sale efficiency.
  • Focus on your customers and increase sales.
  • Gain peace of mind with credit card fraud protection to minimize the impact of fraudulent transactions.

Credit and Debit Card Processing: OUR ADVANTAGES

  • GREAT RATES: Most of our customers enroll in our complete payment solution for less than a dollar a day, which includes credit/debit card processing and ACH/eCheck processing. With this plan, each transaction can cost as little as a few pennies. We can provide customized pricing for higher volume merchants or those requiring a more personalized solution.

  • SPEEDY PROCESSING: Funds will be deposited in your account about forty-eight hours after the transaction is initiated, assuming the funds are available.

  • SAFE AND SECURE: The PCI Security Standards has established requirements and standards for safe payment processing. Pathfinder's processing solutions meet or exceed all such security requirements to help ensure the security of cardholder information throughout the transaction. For more information about PCI Security Standards Council, please visit: The PCI Security Council Online.


We consult with you to find the right payment solution.

At Pathfinder, we do not believe in a one-size-fits-all payment solution. Our team of experienced account specialists will help place you on the right path by finding the most customized industry-specific solution for your business. And, we can easily help you scale up to meet payment demands as you grow.


We offer credit card processing solutions as part of a complete payment solution. Our payment solutions are customized based on your processing profile. To move forward, please select your path:


* Source: "The Survey of Consumer Payment Choice," Federal Reserve Bank of Boston, January 2010